Mortgage Basics: Information for First Time Home Buyers

Home Equity Loan Checklist

Please have the following information available to complete your application online:

• Gross Monthly Income
  
  (Note: Alimony, child support, and separate maintenance income need only be disclosed if you wish us to consider it as a basis for repayment of this debt.)
• Previous address if less than 2 years at current address
• Employer Information - name, mailing address, and phone number
• Social Security number
• Date of birth
• Address
• Phone number

• Full address of property
• How many years/months occupied? (for refinance)
• Primary, Rental, or 2nd/Vacation Home
• Purchase Price of Home
• Estimated Property Value
• Mortgage Payment (including tax and insurance)
• Amount of Mortgage and Liens
• The loan amount requested
• Name of mortgage lender
• Lender phone number
• Loan account number
• Loan balance
• Monthly payment
• Current interest rate
• Purchase month and year
• If purchased less than a year ago, purchase price
• If purchased more than a year ago, estimated value